Insurance Litigation

The majority of individuals and households nationwide take out insurance premiums and policies to protect themselves and their property in the event of an unforeseen circumstance. However, in the aftermath of an incident, insurance claims are not always so straightforward.

Understanding Insurance Litigation

Insurance litigation becomes necessary when the insurance company and policyholder are unable to come to an agreement following an incident. Several common issues may occur such as the denial of a valid claim, undue delays in investigating a claim or refusal to make a reasonable settlement offer. To have a valid insurance litigation claim, the policyholder must have suffered some form of damage by the insurance company’s actions or lack of action.

Why Should You Hire Attorneys For Insurance Litigation?

When you purchase an insurance policy, it is done out of good faith that the company has you covered in the event of future financial hardship caused by an unexpected circumstance. However, when the insurance company fails to abide by the terms of the policy in extending a settlement to you, processing your claim, or investigating it, it can be said that they have acted in “bad faith”. Hiring an insurance litigation attorney will be in your best interests when it comes to securing the financial compensation that is your due.

Common FAQs About Insurance Litigation

When it is said that an insurance company has acted in bad faith, this does not refer to any one particular action. It depends on the specific circumstances of your case. For instance, if they have refused to make a reasonable settlement despite your case fitting the terms of the policy, they can be said to have acted in bad faith. In another case, they may have dragged out investigations to the point that your stature of limitations is almost up, and this can be considered another case of having acted in bad faith.

Just as doctors have a duty of care to their patients, insurers owe a duty of care to policyholders. This includes a duty to pay a judgment up to the limit of coverage, defend a claim that fits the terms of the policy and provide the agreed-upon benefits according to the terms they have agreed to with the policyholder.

Choose Carcich O’Shea, LLC For Experienced Insurance Litigation Attorneys

If there is an insurance claim that has been giving you no end of trouble, let our experienced insurance litigation attorneys at Carcich O’Shea, LLC, help. We have extensive experience representing clients from different walks of life and are able to assist you, too. When you first come to us for a consultation, we always take the time to listen and understand your needs before recommending the best legal course for your case.

If you have more questions about our legal expertise in family medical leave act cases, feel free to contact us today. Alternatively, you may call us at 201-988-1308 or send an email to /