Consequences Of Writing Bad Checks In New Jersey

Writing bad checks in New Jersey can lead to serious consequences. If you write a check knowing there are insufficient funds in your account to cover it, you can be charged with a crime. You might be charged with a felony or a misdemeanor depending on the amount of the check. If convicted, you could face jail time, probation, and/or a fine. In addition, your name could be placed on a list of bad check writers, which could make it difficult to open a bank account or get credit in the future. Here are the consequences you can expect to face if you are found guilty.

Disorderly Persons Offense (DPO)

For bad checks that are written for less than $200, the offender can be charged with a DPO if found guilty. He or she will be fined up to $1,000 and imprisoned for up to 60 days.

Fourth Degree Crime

Bad checks written for amounts ranging from $200 to $1,000 are considered crimes of the fourth degree. If convicted, the offender could face imprisonment of up to a year and fines of up to $10,000. If you are charged with a DPO or fourth degree crime for writing bad checks, a municipal lawyer familiar with New Jersey law may be able to negotiate with the prosecutors to see if you can avoid conviction or serve probation, or be issued with a fine only.

Third Degree Crime

If the bad check is written for an amount between $1,000 to $75,000, it is considered a third degree crime. The person can be fined up to $15,000 and sentenced to a jail term of three to five years if found guilty.

Second Degree Crime

If the back check is written for $75,000 or higher, the offender will be charged with committing a second degree crime. The person may get a jail term between five to 10 years and will be fined up to $150,000. Imprisonment is highly likely regardless of the offender’s criminal history.

Criminal Record

Besides imprisonment and fines, you will leave behind a criminal record when you are charged for issuing a bad check in New Jersey. This will affect your prospects in the future. Many employees run a background check before hiring potential employees and a bad record may impact your chances of getting hired. As bad checks are associated with dishonesty, your prospective employer may think twice about hiring you. You could face difficulties when searching for a job or lose the opportunity to work for a company you like.

Contact an Attorney

If you are accused of writing a bad check in New Jersey, an experienced attorney from Carcich O’Shea can advise you on your legal options. We will understand your case fully and improve your chances of avoiding charges so you can get back to your normal life. If you or someone you know is charged with check fraud, seek legal help early. Contact us today for a legal consultation.

The post Consequences Of Writing Bad Checks In New Jersey appeared first on Carcich O’Shea LLC.